I need a secret bank account to hid from parents

Seeking Advice
1

I constantly seeing posts from people saying things like, “Minors 16 and older can open a bank account solo at the bank where I work,” but they never include the names. I require names. There is not a Bank of America here. It would be great if I could register online! I really need help! VERY CONTROLLING PARENTS WANT TO “Monitor” EVERY DOLLAR I GET FROM MY JOB. Put, they are going to take it as they always have.

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2

I’ve never heard of a bank allowing a minor to open an account without a parent or guardian’s involvement.

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3

Sure the rules of the country would not allow minors to open a bank account without the guidance of an adult.
Therefore if you @BudgetingBanker are worried about your parents monitoring your funds, you can look for another relative who is an adult to help you open an account

4

Checks cannot be opened, but savings accounts may. A local credit union might allow you to start a savings account.

5

It sounds like you’re in a tough situation with your parents and your desire to gain financial independence.

Here are some steps you can consider:

  1. Research Local Banks and Credit Unions: Look into smaller local banks and credit unions in your area. These institutions often have more flexible policies regarding minor accounts and may offer options for minors to open accounts with parental consent.

  2. Online Account Opening: Many banks nowadays allow you to start the account opening process online.

Check the websites of banks that operate in your area to see if they offer this option.

You may be able to fill out most of the application online and then visit a branch with your parent for final verification.

  1. Visit a Branch: If possible, visit a branch of the bank you’re interested in and speak directly with a representative.
    Explain your situation and inquire about their policies for minors opening accounts. They can provide you with specific information and guide you through the process.

  2. Parental Consent: Since you’re under 18, you’ll likely need your parents’ consent to open an account. However, once the account is open, you may have options to manage it independently or with limited parental oversight, depending on the bank’s policies.

  3. Financial Independence Resources: Consider reaching out to local youth organizations or financial education programs that can provide guidance on managing money independently and navigating parental controls.

It’s important to approach this process calmly and respectfully, especially when dealing with your parents’ concerns.

Explaining your reasons for wanting financial independence and demonstrating responsible financial behavior can also help alleviate their worries.

Good luck, and I hope you find a solution that works well for you!