As the title says, I got scammed by someone on Telegram claiming I won $8,000. After depositing the check they sent, they asked for the receipt, which seemed suspicious. Then, they told me to send them 40% and keep the rest. After researching, I realized it was likely a scam, and now my bank has closed my account, likely because of the check. Thankfully, I didn’t send any money, but I made a big mistake. What should I do now?
Hello, This happened to my mom, and I was really upset that she got scammed. I was working as a banker then, so I called Bank of America with her to explain the situation. Thankfully, they caught it in time, and her account was fine. Scams like this are common, so be sure to notify your bank right away.
Hey, Yes, you made a serious mistake, and most banks have zero tolerance for this type of situation. You’ll likely need to find a new bank, but it’s worth asking your current bank if they have any process for restoring your account status.
Hey, Contact your bank immediately and explain the situation, asking for leniency. If you’ve had a good history with no prior issues, they might reconsider closing your account. Be sure not to spend any of the money, as the bank will deduct the $8,000 when the check bounces.
Hey, Open a new account at a different bank or credit union immediately. Once this hits your banking record, it will be difficult to open an account elsewhere. While there’s a chance the new bank could audit and close it later, at least you’ll have an account for a while.