Do you have any suggestions for a high-yield savings account (HYSA) that includes a checking account or debit card?
I’ve been considering SoFi, but they require either direct deposits or $5,000 in monthly deposits to maintain their highest APY. However, they do offer a linked checking account, which makes it easy to transfer money and spend using their debit card, which is appealing.
Do you have any thoughts or other recommendations?
Hello, I went with Capital One since I already had their credit cards. They offer 4.25% on their savings account with no minimum requirements, and transferring money to checking is instant through their app.
Hey, Discover offers a solid combination of a checking account and a HYSA. While the interest rate isn’t the highest, it’s still pretty decent. Plus, you get cashback on debit card purchases.
For spending, I use a credit card.
Hey, Upgrade offers a cashback debit card with their checking account and provides 4.69% interest on their savings account, making it a solid choice for both saving and spending.
Hello, PNC offers a HYSA and checking account that can be linked, with a current rate of 4.25%. The account type varies by location, and you can earn a $100 sign-up bonus with a $500 direct deposit.