Best Checking Accounts? Need Some Recommendations!

General Discussions Forum
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Hey all,

I’m on the hunt for a new checking account and could use some suggestions. I’m looking for something with minimal fees, decent perks, and great customer service. Any banks or credit unions you swear by?

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Personally, I’d suggest looking into online banks or credit unions. They often have fewer fees and better interest rates. Some people swear by Ally Bank for their great customer service and no-fee policy.

But hey, everyone’s different! Maybe share a bit more about what you’re looking for - do you need a lot of branches? Do you write a lot of checks? Knowing your needs will help narrow down the options.

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I am a fan of Ally for HYSA and Interest Checking

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You can lookout for Capital One 360 Checking. The advantages are as follows; no minimums, no monthly service fees, no overdraft fees, and no foreign transaction fees.

In addition, Alliant High-Rate Digital Checking is also a viable choice.

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Thanks for the advice! I’m definitely interested in exploring online banks and credit unions for the lower fees and better rates. Ally Bank sounds like a great option. I do need access to a few branches and occasionally write checks, so I’ll keep that in mind as I consider my options. I appreciate your suggestion and will look into it further!