Hey, I had a Wells Fargo account about 10 years ago that I overdrew by around $800. I have a paycheck that needs to be cashed, and it’s from Wells Fargo. Will they accept the check or give me cash?
Hey there,
If you had an account with Wells Fargo that was overdrawn and subsequently closed, the bank may have a record of the outstanding debt. While it’s possible that they could deduct the amount you owe from the paycheck, they might also cash the check for you without any issues. The best course of action is to visit a Wells Fargo branch and inquire directly. Explain your situation honestly and see what they can do. It’s always a good idea to bring some form of identification and any relevant paperwork to make the process smoother. Good luck!
It is possible that they wrote down the overdraft if the account was closed. They never sold it or pursued legal action, which is why no one would take legal action for such a small sum, if you never received a collections letter from them or from a third party trying to collect, and it never appeared as a judgment on your bureau.