Background information: Really, this is the west coast, where it is. I went thru OFFER UP BIG MISTAKE since I wanted an AC. In any case, I’ve never been scammed. I cashapped them, filed a protest with Wells Fargo, and they returned my 180. However, today I noticed a “Credit Reversal,” which means my account is now at -180. I’m not sure what I can do to address that.
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In the majority of disputes, the money is credited to the account; however, if it turns out that the transaction was legitimate, the credit is removed. They reversed it because it was a legitimate transaction and not fraud. In other words, you really desired to buy that moment. It doesn’t mean they don’t think you were duped, either. Have you attempted to dispute it via offer up?
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Offer up, in my opinion, would be your best bet in small claims court. People often request this payment, so proceed with caution when sending money. Certain payment methods, such as Zelle and CashApp, offer less protection than others.
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