Does anyone know of a secured credit card that allows instant transfers from a checking account? I believe Visa Direct is the exact term. I need to rent a car in a few weeks, and since I’m in a Chapter 13 bankruptcy, I can only open a secured credit card. I’m looking for a card that lets me move money onto it quickly and off the card without waiting days for a transfer from my Chase checking account. I don’t mind paying a fee, similar to Venmo’s instant deposit fee.
Chime builder card.
Check with credit unions. They typically have fewer fees, and I’ve seen more secured credit card options offered by credit unions than big banks.