I had an interview that I thought went really well, but they never called back. Am I automatically disqualified because of my bankruptcy? It happened almost three years ago, and I’ve been making my payments on time.
Unfortunately, having a bankruptcy on your record can make it difficult to get hired at many financial institutions. It’s often seen as a disqualifier.
Jaime said:
Unfortunately, having a bankruptcy on your record can make it difficult to get hired at many financial institutions. It’s often seen as a disqualifier.
I know two people who were hired by banks despite having bankruptcies—one as a teller and another as a branch manager.
@BudgetBuddy
Not all banks check credit during the hiring process.
Jaime said:
Unfortunately, having a bankruptcy on your record can make it difficult to get hired at many financial institutions. It’s often seen as a disqualifier.
This isn’t true for all banks. My bank doesn’t consider bankruptcy disqualifying as long as it’s handled legally and honestly.
@Edward
That’s good to know. It seems there’s still hope depending on the bank.
Many financial institutions see bankruptcies as a risk factor. If it’s still on your credit report, it may influence their decision.
Banks typically worry about financial judgment and potential risk. Bankruptcy doesn’t automatically disqualify you, but it depends on the institution.
Smith said:
Banks typically worry about financial judgment and potential risk. Bankruptcy doesn’t automatically disqualify you, but it depends on the institution.
Policies vary between banks. Some are stricter than others regarding bankruptcies.
It depends on the bank. Some will hire you if you have an explanation for financial issues, while others may disqualify you based on a credit check.
Yes, you can. Be honest about your situation. I had a bankruptcy while working at a bank and continued working in the field afterward.
My bank cares about financial crimes or debts owed directly to them, but not necessarily about bankruptcy. Check with your bank’s policies.
I got hired as a teller despite having a bankruptcy, so it’s not impossible.
It depends on the bank or credit union, but most will run a credit and background check.
Teller jobs are tough. They don’t pay well, the hours aren’t great, and staffing is often minimal.